The guide stresses that money entrusted to banks is often invested in industries driving the climate crisis and urges believers to use their economic influence to support a transition away from fossil fuels and toward sustainable alternatives. “At the heart of the resource is the conviction that responsible financial decision-making is a powerful tool for protecting life and ensuring intergenerational justice,” says Rev. Dr Kenneth Mtata, WCC programme director for Life, Justice, and Peace. “Continued investment in fossil fuel expansion threatens children and future generations, as fossil fuels account for around 90% of carbon emissions driving the climate emergency.” Putting together these commandments, added Mtata, will help churches relate to the issues in ways familiar to their religious language. By encouraging people to examine how their savings, pensions, and insurance funds are invested, the resource frames climate-responsible banking as an ethical and practical way to safeguard creation and human dignity. Linking financial stewardship with moral responsibility, the initiative aims to inspire practical, faith-driven action to protect the planet and ensure a just and sustainable future for generations to come. The resource sets out ten concrete actions for individuals and communities seeking to reduce their financial contribution to environmental harm. These include researching how much one’s bank invests in fossil fuels and urging financial institutions to end such investments. The guide also recommends spreading awareness, exploring legal avenues to challenge banks that support fossil fuel expansion, and moving money to greener banks or values-based investment funds. Additional actions include checking whether pension and insurance providers invest in fossil fuels and shifting to climate-responsible alternatives, steps the WCC describes as among the most impactful personal climate measures. “It is a moral duty of faith communities to protect God’s creation and act in solidarity with vulnerable populations disproportionately affected by the climate emergency,” says Frederique Seidel, WCC senior programme lead for Children and Climate. “Churches have both spiritual and societal influence, enabling them to advocate for transparency, accountability, and ethical finance while responding to scientific warnings and the appeals of young people for climate solutions.” Ten Commandments of Climate-Responsible Banking Learn more about the Churches' Commitments to Children |
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